The National Flood Insurance Program is expiring in two weeks

Although Tropical Storm Nicholas has weakened the threat of potential flood waters still lingers in the minds of many. The thought of flood insurance is now another worry on the minds of many as the NFIP's expiration could cause financial hardships for a lot of people in Louisiana.

Posted: Sep 16, 2021 5:53 PM
Updated: Sep 22, 2021 6:19 PM

LAFAYETTE, La. - Typically after a hurricane or tropical storm we Louisianans start to deal with the aftermath. However with Tropical Storm Nicholas posing a potential flood threat to Louisiana, it doesn't help that The National Flood Insurance Program (NFIP) is expiring in just a short 2 weeks.


"It's going to help more people get their homes back, you know for the ones who lost their homes," said Allen.

"People just need help, people need the funds," said Paramore.

"A natural disaster comes along like flooding and twisters, it damages people's property that they work hard for," said Levy.

Over the years Louisiana has been torn apart. Downed power lines, trees uprooted, the flooding of homes and streets, lives lost.

"The amount of storm damage and just storms in general we've been getting over the past few years. Ida and then Nicholas just passed through and I'm sure we haven't seen the last bit of storms to come through this season," said Paramore.

The financial help from The National Flood Insurance Program has made living life through a natural disaster a bit easier. Since 1968 The NFIP has given out $19 billion dollars to Louisiana.

"New Orleans can use that, parts of Houma, parts of Youngsville maybe, Carencro area. Low lying areas in Louisiana I would say could use this program because they're more towards getting the devastation of flooding," said Allen.


I said "but in just a short two weeks on September the 30th The NFIP will expire which puts half a million Louisianans at risk of loosing their flood insurance.

The money from NFIP gave flood insurance to property owners, renters and businesses, and having this coverage helps them recover faster when floodwaters recede. One resident says Louisiana is a poor state, we need the help everywhere.

"Jobs aren't already of a substance around here so people loose out on jobs," said Levy.

Now because of this Senators Bill Cassidy and John Kennedy are working together on a bill that would allow The NFIP's funding to be extended to next year. The Senators only have a few days left to get the bill passed so that means they have got to move fast.

That's why they've decided to skip the committee entirely and head straight to The White House. The Senators add that Louisiana is more dependent on The NFIP than any other state in the U.S.

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