LAFAYETTE, LA (KADN)- Many people across the state experienced flooding within the past month and now insurance rates are set to increase.
The Federal Emergency Management Agency (FEMA) is implementing their risk rating 2.0 for the National Flood Insurance Program which will take effect in the fall.
April Dunckelman, a homeowner in Carencro, said that she hopes that FEMA reconsiders increasing premiums for Louisianans.
"Please don't raise the insurance, that's going to put a lot of damper on a lot of these families that live in this neighborhood,” Dunckelman said,
Dunckelman’s neighborhood isn’t considered a flood zone by FEMA, but according to her, it floods every time there is heavy rain.
"It gets pretty high here, across the street, it pours over to the road, it comes into my property, and the whole neighborhood is holding the water, I mean it gets pretty high here."
Dunckelman said she already pays enough for flood insurance and she's not looking forward to an increase.
"I'm paying roughly around three-three-fifty a year to have flood insurance and if they go ahead and increase it on us that's less money Ima have for other bills, gas whatever groceries, you know whatever it might be," she said.
U.S. Senator Bill Cassidy stated in a tweet that he is working with FEMA to prevent an increase from happening. Dunckleman said she hopes that it helps.
"You know people live paycheck to paycheck you know some of us are barely even getting by. With the increase that's going to do us harm," she said.
FEMA’S risk rating 2.0 is set to go into effect for new policyholders on October 1, 2021. All remaining policies renewing on or after April 1, 2022, will be subject to FEMA’S new rating methodology.